The IRS WritesOff BillionsEvery Year.

✓ No minimum debt·✓ All 50 states·✓ 3 minutes
WHAT WE RESOLVE
Penalty Removal$749 flat
Payment PlanFrom $499
Collection Hold$1,149 flat
Debt SettlementSpecialist routing
Unfiled ReturnsFrom $329/yr
IRS Intervention$150/hr
Emergency Levy$249 add-on
Tax Lien HelpIncluded
Penalty Removal$749 flat
Payment PlanFrom $499
Collection Hold$1,149 flat
Debt SettlementSpecialist routing
Unfiled ReturnsFrom $329/yr
IRS Intervention$150/hr
Emergency Levy$249 add-on
Tax Lien HelpIncluded
Licensed enrolled agent reviewing IRS case
Licensed Enrolled Agent
Federally credentialed · Unlimited IRS rights

Your case is handled by a licensed IRS expert.
Not a call center. Not a salesperson.

Every competitor earns more when they push you into the most expensive program. Our enrolled agents earn the same flat fee regardless of which program fits you. That is the only way to guarantee honest advice.

Licensed Enrolled Agents Only
Every case reviewed and approved by a federally credentialed EA with unlimited IRS representation rights.
Flat Fee, No Exceptions
You see the price before you pay. Same fee whether you qualify for penalty removal or a payment plan.
Your Case, Fully Prepared
By the time your EA reviews your file, every form is pre-filled and every option is identified. Answers in 48 hours, not weeks.
IRS Section 7216 Compliant
Your data is encrypted at rest and in transit. Never sold. Never shared without your explicit consent.
Start your free assessment

The honest comparison

See exactly why we're different

Other companies charge $5,000 to $15,000 for the same IRS programs. We charge a flat fee.

On Your Own

Best value

RestoreTax

Optima · TaxRise

Assessment
Free
$99
$495
Penalty Abatement
Complex
$749
$5,000
Installment Agreement
$225
$499
$5,000
Currently Not Collectible
Very hard
$1,149
$7,000
OIC
21% accepted
No markup
$15,000
EA on every case
No
Always
Sometimes
Prices shown upfront
N/A
Always
Never
Incentive to upsell you
None
None
YES
Minimum debt
None
None
$10,000

Competitor pricing sourced from public data and mystery shop calls, 2026. Individual results vary.

Trusted by thousands

Real people. Real relief.

Over $2.1 billion in IRS debt handled by our enrolled agent network.

4.9★

Average rating

2,400+

Cases resolved

$2.1B+

IRS debt handled

50

States served

★★★★★

“I owed $34,000 in back taxes and had no idea where to start. RestoreTax walked me through everything. My penalty abatement was approved in 6 weeks. I got back $8,400 in penalties removed.”

Michael T.

Sacramento, CA

Penalty Abatement
★★★★★

“After getting a CP504 notice I panicked. RestoreTax had me set up with a payment plan within two weeks. The fee was a fraction of what other companies quoted me. Wish I found them sooner.”

Sandra R.

Houston, TX

Installment Agreement
★★★★★

“Three years of unfiled returns and I was terrified. They handled everything: the filing, the compliance, the IRS communication. My enrolled agent was incredible. Zero stress from the moment I started.”

David L.

Chicago, IL

Unfiled Returns
★★★★★

“Got a wage garnishment notice on a Friday. RestoreTax had my enrolled agent submitting paperwork by Monday morning. The garnishment was released within the week.”

Carmen V.

Miami, FL

Emergency Intervention
★★★★★

“I had been putting this off for years. The assessment took 5 minutes and showed me exactly what I qualified for. Ended up saving $12,000 in penalties. The flat fee pricing made it completely clear what I'd pay.”

James P.

Phoenix, AZ

Penalty Abatement
★★★★★

“Other companies wanted $4,000 upfront before telling me anything. RestoreTax showed me exactly what I qualified for for free, then charged a flat fee. Completely different experience.”

Rachel M.

Seattle, WA

Currently Not Collectible

Representative reviews

Enrolled Agent represented cases · IRS Section 7216 compliant · FTC Safeguards Rule compliant · SSL encrypted · All 50 states · No minimum debt requirement

15M+

Americans with IRS tax debt

IRS Data Book, FY2024

$208B+

Outstanding federal tax debt

IRS Data Book, FY2024

79%

OIC applications rejected

IRS Data Book, FY2024

80%+

FTPA approval rate for professionally prepared cases

Industry benchmark

The Process

Resolution in five clear steps

01

Answer 5 questions

Tell us about your debt, income, and location. Takes under 2 minutes on any device.

02

See your free assessment

Instantly see which IRS programs you qualify for with dollar estimates for each. No email required.

03

Open your case for $99

The $99 case initiation fee is credited toward your resolution service within 7 days.

04

Licensed EA review

A licensed enrolled agent reviews your prepared case documents and confirms their accuracy.

05

IRS submission

Your enrolled agent submits everything directly to the IRS through their Tax Pro Account.

Client reviewing their IRS resolution options

What We Resolve

Every IRS resolution program, handled for you

80%+ approval rate

First-Time Penalty Abatement

Remove IRS failure-to-pay and failure-to-file penalties. Most qualifying cases approved in 30 to 90 days. Requires clean compliance history for prior 3 years.

$749 total

$99 credited toward this service

Streamlined under $50k

Installment Agreement

Fixed monthly payments directly with the IRS. Balances under $50,000 approved quickly with no financial disclosure required. Stops active collection.

From $499 total

$99 credited toward this service

Stops all collection

Currently Not Collectible

When your income does not cover basic living expenses, the IRS must pause all collection. The 10-year collection clock keeps running while collection is suspended.

$1,149 total

$99 credited toward this service

Settle for less

Offer in Compromise

Settle your full IRS debt for less than you owe based on your Reasonable Collection Potential. Routed to a specialist enrolled agent. No RestoreTax markup.

Specialist pricing

We do not add fees to OIC cases. You pay the specialist EA directly.

All prices are total client cost. The $99 case initiation fee is credited toward your resolution service within 7 days. Resolution services are purchased separately after your enrolled agent completes their review.

IRS Notice Interpreter

Got a letter? Get a plain-English explanation of exactly what it means.

Open tool

CSED Calculator

Find out exactly when your IRS debt legally expires.

Open tool

Questions

Common questions

Yes. All IRS representation is performed by licensed Enrolled Agents, federally licensed tax professionals with unlimited rights to represent taxpayers before the IRS. RestoreTax prepares and organizes your case. Your assigned Enrolled Agent reviews everything, signs all documents, and communicates with the IRS directly on your behalf.

The $99 case initiation fee opens your case and produces your eligibility assessment: which IRS programs you qualify for, estimated dollar outcomes for each, and a recommended path. It does not include document filing or IRS representation. After paying $99, you complete your case file, a licensed enrolled agent reviews everything, and then you choose your resolution service. The $99 is credited toward whichever service you choose within 7 days.

After opening your case, you fill out a detailed case file with your financial information: income, assets, expenses, and employment details. Your enrolled agent uses this to prepare your IRS forms accurately. The case file takes about 15 to 20 minutes, auto-saves as you go, and you can return to it at any time. Nothing moves forward until it is complete.

Penalty abatement decisions typically take 30 to 90 days after submission. Streamlined installment agreements can be approved in 1 to 2 weeks online. Currently Not Collectible approval takes 4 to 8 weeks. Offers in Compromise take 6 to 24 months. Timelines depend on IRS processing and your specific situation.

No. Once your enrolled agent is assigned, they handle all IRS contact. You receive updates through your dashboard. You will never need to call the IRS, sit on hold, or speak to an IRS agent directly.

Your enrolled agent prepares an appeal immediately, including the specific arguments and deadlines. Most rejected penalty abatements can be successfully appealed. For Offer in Compromise rejections, your EA reviews whether an amended offer or a different resolution path makes more sense. You are notified within 24 hours of any IRS decision.

Yes. All data is encrypted at rest and in transit. Your Social Security Number is stored encrypted and is only decrypted when your enrolled agent needs it for a specific form. We do not sell your data to anyone. Your information is protected under IRS Section 7216 privacy regulations.

You sign three brief documents (platform agreement, information sharing consent, and IRS authorization). Then you complete your case file with your financial details, which takes 15 to 20 minutes. Once complete, a licensed enrolled agent is assigned from our closed professional panel, reviews everything, and you receive a notification. If you choose to proceed, your EA becomes your IRS representative and handles all submission.

Don't wait · Penalties grow every day

The IRS Has Programs to Help You.
Find Out If You Qualify, Free.

Millions of Americans qualify for penalty removal, payment plans, or debt reduction every year. Most never claim it because they don't know where to start. See your options in 5 minutes.

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